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A monthly savings scheme is a financial program in which a fixed amount is deposited every month within a specified date for a fixed period. The scheme can be started in groups of 20 or more (up to a maximum of 100 members), including both Class A and Class C members. An application in the prescribed format must be submitted to start the scheme. The scheme will be implemented in accordance with the Kerala Cooperative Societies Act, 1969, along with the rules, regulations, and circulars issued by the Registrar of Cooperative Societies from time to time.
The number of members in the group will be the same as the number of monthly payments required. It encourages saving, builds collective financial security, and helps guide us toward achieving our dreams.
Select from Short, Mid, or Long term plans that best suit your financial goals.
Complete the necessary documentation online through our secure portal.
Monitor your growth and manage your portfolio through your personal dashboard.
When a member defaults on a particular MSS, we initiate the process by removing the defaulting member and transferring that MSS to another subscriber. The substituted MSS provides immediate support in resolving financial difficulties. A new subscriber takes over the defaulted MSS by paying the full amount of the pending installments, allowing the scheme to continue without interruption.
It is a gift voucher where a customer receives when he join a mss. All the members in every mss are eligible to receive this.
| Number | MSS | Sala Amount | Cash Back Amount |
|---|---|---|---|
| 1 | A | 100 × 10,000 = 1,000,000 | ₹2,500 |